Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership In Singapore, owning a home is a significant milestone, and the HDB Build-To-Order (BTO) scheme offers an accessible way for many to achieve this dream. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects https://spencerppnkg.eedblog.com/38811516/hdb-bto-27-54